Did you know ?  Credit Card Payment Law  

Collection Agents are not supposed to Harass or annoy the defaulters however chronic the default be.

Deafault in payment in respect of credit card or Personal Loan in not an offence, and so threat of Police Action is nothing but a Black Mail.  But on other hand defaulter can call Police if Collection Agent or Bank Staff exceeds the Limit by harassing.

Cheque Bounce Case is non-cognizable and so police cannot act upon and proceedings should be conducted only in court. Read more

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